The Client Vault
Your logins, meeting preparation and secure upload, in one place.
Reserve a Meeting
- 15 min · Phone 15-Minute Strategy Call A quick tactical call when something specific comes up. Schedule →
- 60 min · In-person or Zoom 1-Hour Meeting A full review session, in person at either office or over Zoom. Schedule →
- 30 min · Zoom eMoney Setup with Curtis Get your eMoney client portal connected and organized. Schedule →
Annual Review Preparation
Complete online and submit, or print a blank copy to fill out and bring to your review.
Open the Template
Advantage Wealth Partners
Annual Review Preparation
Complete before your review so the meeting starts on what matters.
Name: ______________________________ Date: ________________
2026 Quick Reference
Federal tax brackets and contribution limits for the 2026 tax year. Informational only, not tax advice.
Federal Income Tax Brackets
| Rate | Single | Married Filing Jointly |
|---|---|---|
| 10% | $0 – $12,400 | $0 – $24,800 |
| 12% | $12,401 – $50,400 | $24,801 – $100,800 |
| 22% | $50,401 – $105,700 | $100,801 – $211,400 |
| 24% | $105,701 – $201,775 | $211,401 – $403,550 |
| 32% | $201,776 – $256,225 | $403,551 – $512,450 |
| 35% | $256,226 – $640,600 | $512,451 – $768,700 |
| 37% | over $640,600 | over $768,700 |
Applies to taxable income, after deductions. Source: IRS Rev. Proc. 2025-32.
Contribution Limits & Key Figures
| Account | 2026 Base Limit | Catch-Up |
|---|---|---|
| 401(k) / 403(b) Deferral | $24,500 | $8,000 (age 50+) |
| 401(k) / 403(b) · Ages 60–63 | $24,500 | $11,250* |
| Traditional IRA | $7,500 | $1,100 (age 50+) |
| Roth IRA | $7,500 | $1,100 (age 50+) |
| HSA · Self-Only | $4,400 | $1,000 (age 55+) |
| HSA · Family | $8,750 | $1,000 (age 55+) |
| Standard Deduction | $16,100 / $32,200 | Single / joint |
*The ages 60–63 catch-up is the SECURE 2.0 enhanced amount, in place of the $8,000. IRA deductibility and Roth eligibility are subject to income phase-outs.
Long-Term Capital Gains
-
0%
- Single
- $0 – $49,450
- Married Filing Jointly
- $0 – $98,900
-
15%
- Single
- $49,451 – $545,500
- Married Filing Jointly
- $98,901 – $613,700
-
20%
- Single
- over $545,500
- Married Filing Jointly
- over $613,700
Applies to assets held longer than one year. Higher incomes may also owe the 3.8% surtax shown at right.
The 3.8% Investment Surtax
3.8%
Net Investment Income Tax, a surtax on top of your income-tax bracket
MAGIModified Adjusted Gross Income
Charged on the lesser of your net investment income or your MAGI above the line, on top of regular income tax. Wages above the same thresholds also pay a 0.9% Additional Medicare Tax.
Informational only, not tax advice. Confirm current figures with your CPA or IRS.gov before acting.
The Weekly Video Update
Alfie’s Friday Financial Wrapup: a short video each week on the markets and anything that affects your plan, delivered by email.
For Clients Only A client passcode is required. Don’t have it? Ask any member of our team.
Not seeing the Friday videos? Nine times out of ten the email is hiding in a spam or promotions filter. Pick your email provider below and follow the steps.
Gmail
- Search your mail for "Friday Financial Wrapup", then check the Promotions and Spam tabs.
- If it landed in Promotions, drag one email to the Primary tab. When Gmail asks "do this for future messages?", choose Yes.
- If it landed in Spam, open it and select "Report not spam."
- Add our sending address to your Google Contacts so future emails skip the filters.
AOL
- Check the Spam folder for the missing email.
- If it is there, open it and choose "Not Spam". It moves back to your inbox.
- Add our sending address to your AOL Contacts; AOL always delivers mail from saved contacts.
Comcast / Xfinity
- Look in the Spam folder in Xfinity Email.
- Open the email and select "Not Spam" (the shield icon).
- In Settings → Advanced Settings, make sure "Save a copy of emails marked as spam" is on so nothing is deleted silently.
- Add our sending address to your Address Book.
iCloud Mail
- Check the Junk folder in Mail or at iCloud.com.
- If the email is there, select it and choose "Move to Inbox" or "Not Junk."
- Add our sending address to your Contacts. iCloud treats contacts as trusted senders.
Outlook / Hotmail
- Check the Junk Email folder.
- Right-click the email → "Mark as not junk."
- Go to Settings → Mail → Junk email → Safe senders, and add our sending address.
